0code changes per new partnerMulti-partner loan platform
Loan management and payments with a configuration-driven integration framework: a new partner is onboarded without code changes.
Nguyen Tan Dat · Senior Software Engineer
Senior Software Engineer at Zalo. After hours I make Peepcraft, a character creator, and write about building software.
Selected work
0code changes per new partnerLoan management and payments with a configuration-driven integration framework: a new partner is onboarded without code changes.
~35%of total profitFour revenue-generating mini-apps with Mcredit, CUB, F88 and VIB, each serving 12,000 to 30,000 users a month.
~30Kdaily usersA new bill payment flow in the Paybill mini-app, integrated with a payment partner.
+100%partner revenueMaintained and scaled a service to meet new demand for a lending partner.
−75%monthly translation costReplaced third-party translation software with an in-house platform.
$320Klicensing fees removed per yearA workflow manager for localization across more than 100 Nexon games.
Projects

A character creator: build a person from hair, faces, bodies and poses, set them in a scene, and export it.
About
Most of my work sits where money moves between companies: lending partners, bill payment providers and banks. I care about the parts that keep it boring in the best sense: correct, observable, and easy to extend to the next partner.
Activity
Contributions · sample data
Now
Senior Software Engineer at Zalo: a multi-partner loan platform, the Liobank mini-app, and the plumbing every service shares.
Stack
Experience
Jul 2026 – now
Mar 2025 – Jul 2026
2023 – 2025
Jun – Aug 2022
Contact